John Lefferts' Blog
Musings about the Retail Financial Services Industry
Wednesday, November 7, 2018
Integration: The Natural Evolution for Financial Services Business Models
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“Our dilemma is that we hate change and love it at the same time; what we want is for things to remain the same, but get better” Sydne...
Tuesday, August 7, 2018
Eat Your Own Cooking
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The other day I took my car into a Discount Tire store for what appeared to be a slow leak in my back tire. I was prepared to have to bu...
Thursday, May 10, 2018
When I was 22...
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I first wrote this article 4 years ago prompted by Linkedin. Given that today is my triplets 22nd birthday and AXA has given "Mother...
Thursday, April 19, 2018
Will Life Insurance go "Blockbuster" or "Netflix"?
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Results from a 2018 Life Insurance Needs survey completed by Allianz confirms what we in the financial services business have long suspect...
Monday, August 8, 2016
Insurtech: Ned Ryerson meets Silicon Valley
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I’ve always been somewhat of a gadget guy. When 4K TV came out in an 85 inch screen, I had to have it. Got the solar panels o...
Tuesday, May 24, 2016
Life Insurance 2.0 is coming
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“Life insurance is a product that is sold and not bought” This quote has been the mantra of the insurance industry for generations and ...
Monday, April 25, 2016
Demographics and the Emergence of Robo-surance
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Ever since I entered the financial services business back in the 80’s, the Baby Boomer demographic has been the overwhelming driver of ...
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